Bank-grade.
Web3 compliance.
Automated by AI Agents.
Controlled By You.

Agentic KYB/KYT that reduces false positives and
accelerates compliant onboarding.

Bank-grade.
Web3 compliance.
Automated by AI Agents.
Controlled By You.

Agentic KYB/KYT that reduces false positives and
accelerates compliant onboarding.

Bank-grade.
Web3 compliance.
Automated by AI Agents.
Controlled By You.

Agentic KYB/KYT that reduces false positives
& accelerates compliant onboarding.

GDPR compliant

ISO27001

Integrates with World-Check / Dow Jones / Chainalysis

World-Check / Dow Jones / Chainalysis

World-Check / Dow Jones / Chainalysis

Customize your KYB process

Orchestrate onboarding by switching on checks

Customizable KYB

Orchestrate onboarding by toggling checks

Onboarding Checks

Duplicate Blocklist
KYC Checks
KYB Checks
AML Checks
ID Scan & Biometrics
Fraud Checks
SettlX

Ongoing Monitoring

AML Monitoring
Fraud Monitoring
KYB Monitoring


Meet your AI Agents team.
Secure, Accurate, and Auditable AI Agents Designed for Regulated Industries.

Meet your AI Agents team.
Secure, Accurate, and Auditable AI Agents Designed for Regulated Industries.


Secure, Accurate, and Auditable AI Agents Designed for Regulated Industries.

Meet your AI agents team


Secure, Accurate, and Auditable AI Agents Designed for Regulated Industries.

Clara
KYB Orchestrator Agent

Clara
KYB Orchestrator Agent

Clara routes each business through company registries, UBO checks, watchlists, and existing vendors & orchestrates the entire KYB process with help from
her team members Leo & Reed.

Clara
KYB Orchestrator Agent

Clara routes each business through company registries, UBO checks, watchlists, and existing vendors & orchestrates the entire KYB process with help from
her team members Leo & Reed.

Company Registrations Verification.
UBOs identified and verified.

Clara

Business onboarding begins

Sanctions,

PEP,

Adverse media

Screened

Leo

(Perpetual KYB)

Ongoing monitoring configured

Periodic reviews & refresh.

Clara

Bank accounts

& financials

verified.

Reed

Company Registrations Verification.
UBOs identified and verified.

Clara

Business onboarding begins

Sanctions,

PEP,

Adverse media

Screened

Leo

(Perpetual KYB)

Ongoing monitoring configured

Periodic reviews & refresh.

Clara

Bank accounts

& financials

verified.

Reed

Company Registrations Verification.
UBOs identified and verified.

Clara

Business onboarding begins

Sanctions,

PEP,

Adverse media

Screened

Leo

(Perpetual KYB)

Ongoing monitoring configured

Periodic reviews & refresh.

Clara

Bank accounts

& financials

verified.

Reed

Global: OFAC, EU & UN
Local: UK HMT, MAS Singapore

Leo starts
Sanction Screening

Adverse Media
Reuters, FT,
SEC, FCA
Press Releases

Wallet Screening

for web3 businesses

PEP:
World-Check
Dow Jones
RDC Grid

Global: OFAC, EU & UN
Local: UK HMT, MAS Singapore

Leo starts
Sanction Screening

Adverse Media
Reuters, FT,
SEC, FCA
Press Releases

Wallet Screening

for web3 businesses

PEP:
World-Check
Dow Jones
RDC Grid

Global: OFAC, EU & UN
Local: UK HMT, MAS Singapore

Leo starts
Sanction Screening

Adverse Media
Reuters, FT,
SEC, FCA
Press Releases

Wallet Screening

for web3 businesses

PEP:
World-Check
Dow Jones
RDC Grid

Leo
Sanctions Screening Agent

Leo
Sanctions Screening Agent

Leo screens your customers and counterparties against OFAC, UN, EU and UK lists in real time, and explains every hit or clearance in plain English.
For web3 businesses, Leo also provides ⁠Wallet Screening solutions.

Leo
Sanctions Screening Agent

Leo screens your customers and counterparties against OFAC, UN, EU and UK lists in real time, and explains every hit or clearance in plain English.
For web3 businesses, Leo also provides ⁠Wallet Screening solutions.

Iris
Transaction Screening Agent

Iris
Transaction Screening Agent

Iris watches every transaction, learns your corridors, and calls out risks with simple, actionable reasons.
She also gates your smart contracts, helps you be compliant with Travel Rule regulations and offers pre-trade compliance modules for web3 businesses.

Iris
Transaction Screening Agent

Iris watches every transaction, learns your corridors, and calls out risks with simple, actionable reasons.
She also gates your smart contracts, helps you be compliant with Travel Rule regulations and offers pre-trade compliance modules for web3 businesses.

Reed
File Review Agent

Reed
File Review Agent

Reed scans historical customer documents & regulatory policy documents and helps as a helper in both KYB & Horizon scanning.

Reed
File Review Agent

Reed scans historical customer documents & regulatory policy documents and helps as a helper in both KYB & Horizon scanning.

Vera
Horizon Scanning Agent
(Policy-as-Code)

Vera
Horizon Scanning Agent
(Policy-as-Code)

Vera
Horizon Scanning Agent
(Policy-as-Code)

Vera monitors MiCA, UK FinProm, VARA, SEC/FCA
and maps each rule change in these regulations to your system, logs the deltas, and proposes changes which just require one-click approval from compliance personnel.

Vera
Horizon Scanning Agent
(Policy-as-Code)

Vera
Horizon Scanning Agent
(Policy-as-Code)

Vera monitors MiCA, UK FinProm, VARA, SEC/FCA
and maps each rule change in these regulations to your system, logs the deltas, and proposes changes which just require one-click approval from compliance personnel.

Check if ads / email / sales call is compliant?

Lexi AI analysis

No

Upload creatives

Real-time
AI-Powered
Feedback

  1. Compliance refines recommendations

  2. Creator uploads V2

  3. Intelligent versioning & archival

Compliance

receives

notification

Check if ads / email / sales call is compliant?

Lexi AI analysis

No

Upload creatives

Real-time
AI-Powered
Feedback

  1. Compliance refines recommendations

  2. Creator uploads V2

  3. Intelligent versioning & archival

Compliance

receives

notification

Check if ads / email / sales call is compliant?

Lexi AI analysis

No

Upload creatives

Real-time
AI-Powered
Feedback

  1. Compliance refines recommendations

  2. Creator uploads V2

  3. Intelligent versioning & archival

Compliance

receives

notification

Harper
Marketing Compliance Agent

Harper
Marketing Compliance Agent

Harper checks ads, emails, and landing pages for risky claims and missing disclosures, before they go live.
You ship faster with his clear, market-specific fix-ups and skip the last-minute compliance fire drills.

Harper
Marketing Compliance Agent

Harper checks ads, emails, and landing pages for risky claims and missing disclosures, before they go live.
You ship faster with his clear, market-specific fix-ups and skip the last-minute compliance fire drills.

Compliance at 16x Scale

See how your compliance output multiplies without adding a single new hire.
More reviews, faster approvals, and zero extra headcount.

Without Settl X

Without Settl X

With Settl X

With Settl X

Business Onboarding (KYB)

3–10 days, many back-and-forths

Same-day possible, Cycle time ↓ 40–70%

Business Onboarding (KYB)

3–10 days, many back-and-forths

Same-day possible, Cycle time ↓ 40–70%

Business Onboarding (KYB)

3–10 days, many back-and-forths

Same-day possible, Cycle time ↓ 40–70%

Perpetual KYB (pKYB)

Periodic refresh. Changes missed

Change-to-decision < 24h Refresh effort ↓ 60–80%

Perpetual KYB (pKYB)

Periodic refresh. Changes missed

Change-to-decision < 24h Refresh effort ↓ 60–80%

Perpetual KYB (pKYB)

Periodic refresh. Changes missed

Near-zero

Screening (PEP / Sanctions / Adverse Media)

Vendor hops, batch delays, noise

False positives ↓ 30–60%

Screening (PEP / Sanctions / Adverse Media)

Vendor hops, batch delays, noise

False positives ↓ 30–60%

Screening (PEP / Sanctions / Adverse Media)

Vendor hops, batch delays, noise

False positives ↓ 30–60%

KYT (On- & Off-chain)

Rules-only. High alert volume

Reviewer minutes ↓ 30–50% True-positive ratio ↑

KYT (On- & Off-chain)

Rules-only. High alert volume

Reviewer minutes ↓ 30–50% True-positive ratio ↑

KYT (On- & Off-chain)

Rules-only. High alert volume

Reviewer minutes ↓ 30–50% True-positive ratio ↑

STR/SAR Yield

Low. Missed context, poor packs

Yield ↑ 25–40% Pack prep time ↓ 80–95%

STR/SAR Yield

Low. Missed context, poor packs

Yield ↑ 25–40% Pack prep time ↓ 80–95%

STR/SAR Yield

Low. Missed context, poor packs

Yield ↑ 25–40% Pack prep time ↓ 80–95%

Risk Scoring (RBA)

Static, siloed

Jurisdiction-aware, explainable RBA Corridor overrides

Risk Scoring (RBA)

Static, siloed

Jurisdiction-aware, explainable RBA Corridor overrides

Risk Scoring (RBA)

Static, siloed

Jurisdiction-aware, explainable RBA Corridor overrides

Case Management

Email / Sheets

Triage → SLA workflow Handoffs ↓

Case Management

Email / Sheets

Triage → SLA workflow Handoffs ↓

Case Management

Email / Sheets

Triage → SLA workflow Handoffs ↓

Audit Evidence

Scattered proofs

Instant evidence packs 7+ year retention

Audit Evidence

Scattered proofs

Instant evidence packs 7+ year retention

Audit Evidence

Scattered proofs

Instant evidence packs 7+ year retention

Controls Testing / QA

Quarterly, manual

Continuous telemetry MTTD <1h for control drift

Controls Testing / QA

Quarterly, manual

Continuous telemetry MTTD <1h for control drift

Controls Testing / QA

Quarterly, manual

Continuous telemetry MTTD <1h for control drift

Regulatory Change Handling

Weeks–months to apply

<48h rule updates Safe rollout

Regulatory Change Handling

Weeks–months to apply

<48h rule updates Safe rollout

Regulatory Change Handling

Weeks–months to apply

<48h rule updates Safe rollout

Integration Surface

Many logins. Brittle pipes

One hub, one API Maintenance ↓

Integration Surface

Many logins. Brittle pipes

One hub, one API Maintenance ↓

Integration Surface

Many logins. Brittle pipes

One hub, one API Maintenance ↓

Privacy & Security

Mixed

GDPR-aligned, ISO 27001-aligned

Privacy & Security

Mixed

GDPR-aligned, ISO 27001-aligned

Privacy & Security

Mixed

GDPR-aligned, ISO 27001-aligned

GDPR compliant

ISO27001

Integrate effortlessly

Sign Up & See Impact Fast

Launch your customised trial sandbox and measure accuracy and ROI in 14 days.

Sign Up & See Impact Fast

Launch your customised trial sandbox and measure accuracy and ROI in 14 days.

Integrate Without Disruption

Our agents log into your existing systems, clicking, typing and resolving cases directly. No API or engineering time required.

Integrate Without Disruption

Our agents log into your existing systems, clicking, typing and resolving cases directly. No API or engineering time required.

Automate & Optimise at Scale

Cut manual reviews by 70% - 95% and double workflow throughput with AI-driven compliance.

Automate & Optimise at Scale

Cut manual reviews by 70% - 95% and double workflow throughput with AI-driven compliance.

// Import the Settl X KYB module
import { kyb } from "settlx";

// Example: Starting a KYB process for a business
const businessDetails = {
  companyName: "Acme Fintech Ltd.",
  registrationNumber: "123456789",
  country: "UK",
  address: "101 City Road, London, EC1Y 1AA",
  directors: [
    { name: "Jane Doe", dob: "1980-04-12", nationality: "UK" }
    // Add additional directors/UBOs as needed
  ]
  // Add any other required base fields (email, phone, industry, etc.)
};

// Start the KYB process
const kybSession = await kyb.startKyb(businessDetails);

// ...your business logic or user flow (e.g., displaying progress, collecting documents)...

// End the KYB session when finished (can include optional finalization data if needed)
const kybResult = await kyb.endKyb({ sessionId: kybSession.sessionId });

console.log("KYB Status:", kybResult.status); // e.g., "verified", "pending", "rejected"

// Import the Settl X KYB module
import { kyb } from "settlx";

// Example: Starting a KYB process for a business
const businessDetails = {
  companyName: "Acme Fintech Ltd.",
  registrationNumber: "123456789",
  country: "UK",
  address: "101 City Road, London, EC1Y 1AA",
  directors: [
    { name: "Jane Doe", dob: "1980-04-12", nationality: "UK" }
    // Add additional directors/UBOs as needed
  ]
  // Add any other required base fields (email, phone, industry, etc.)
};

// Start the KYB process
const kybSession = await kyb.startKyb(businessDetails);

// ...your business logic or user flow (e.g., displaying progress, collecting documents)...

// End the KYB session when finished (can include optional finalization data if needed)
const kybResult = await kyb.endKyb({ sessionId: kybSession.sessionId });

console.log("KYB Status:", kybResult.status); // e.g., "verified", "pending", "rejected"

Outcomes

False Positives ↓40–60%

Audit note: Autoclose + rationale saved in case notes with source links

False Positives ↓40–60%

Audit note: Autoclose + rationale saved in case notes with source links

Reviewer Minutes ↓30–50%

Audit note: Pre-filled forms and evidence snapshots kept in the audit log.

Reviewer Minutes ↓30–50%

Audit note: Pre-filled forms and evidence snapshots kept in the audit log.

Approval SLAs ↑2–3×

Audit note: Queue triage report exports to PDF with decision trace.

Approval SLAs ↑2–3×

Audit note: Queue triage report exports to PDF with decision trace.

1

Pick the Regulations

2

Select Add- On Services

3

Book a Demo

Chat with our team directly and get a customized proposal tailored to you.

RegulationsNone selected
Add-onsWhite-glove onboarding, 1:1 Slack support, Dedicated audit expert

Customized Audits

Book a demo to create customized audit programs

Security & Compliance

GDPR-ready, ISO 27001–aligned controls.

GDPR-ready, ISO 27001–aligned controls.

SSO/SAML; RBAC with field-level redaction.

SSO/SAML; RBAC with field-level redaction.

Full event audit logs; DPA available

Full event audit logs; DPA available

Integrations

World-Check, Dow Jones, Reuters/FT adverse media, SEC/FCA portals, Chainalysis/TRM, Notabene.

Integrations

World-Check, Dow Jones, Reuters/FT adverse media, SEC/FCA portals, Chainalysis/TRM, Notabene.

frequently asked questions

Common questions answered

How much faster can compliance teams operate with this tool?

Clients report a 50% reduction in ad/content review time, and a 16x increase in workflow throughput via our no-code engine.

How much faster can compliance teams operate with this tool?

Clients report a 50% reduction in ad/content review time, and a 16x increase in workflow throughput via our no-code engine.

Can the AML/KYC module integrate with existing tooling?

Yes. Our platform unifies ComplyAdvantage, Quantifind, Signzy, Chainalysis, Elliptic, and TRM Labs. One fintech saw 40% higher fraud detection and 99% solid flagging accuracy once integrated.

Can the AML/KYC module integrate with existing tooling?

Yes. Our platform unifies ComplyAdvantage, Quantifind, Signzy, Chainalysis, Elliptic, and TRM Labs. One fintech saw 40% higher fraud detection and 99% solid flagging accuracy once integrated.

How do you stay current with shifting Finprom regulations?

We auto-update regulatory rules weekly, slashing policy drift by 75% while ensuring all promotions align with the latest SEC/FCA guidance.

How do you stay current with shifting Finprom regulations?

We auto-update regulatory rules weekly, slashing policy drift by 75% while ensuring all promotions align with the latest SEC/FCA guidance.

Is the flow builder, LexiFlow customizable for my team’s workflows?

Absolutely. Design your own multi-step approval paths in under 2 hours, deploying them instantly across global teams.

Is the flow builder, LexiFlow customizable for my team’s workflows?

Absolutely. Design your own multi-step approval paths in under 2 hours, deploying them instantly across global teams.

What’s the onboarding timeline for integrations?

Average go-live in 4–6 weeks for full integration, including Finprom, AML enrichment, and workflow setup. cutting traditional deployment times by half.

What’s the onboarding timeline for integrations?

Average go-live in 4–6 weeks for full integration, including Finprom, AML enrichment, and workflow setup. cutting traditional deployment times by half.

Can your Finprom module handle UK crypto ads?

Yes. It cuts review loops by 95% using our built-in Finprom templates aligned with the UK’s updated cryptopromotion rules.

Can your Finprom module handle UK crypto ads?

Yes. It cuts review loops by 95% using our built-in Finprom templates aligned with the UK’s updated cryptopromotion rules.

How much faster can we build compliance workflows?

With our flow builder, LexiFlow, you can deploy complex regional workflows, AML rules, attestations, Travel Rule logic in just 5–8 weeks.

How much faster can we build compliance workflows?

With our flow builder, LexiFlow, you can deploy complex regional workflows, AML rules, attestations, Travel Rule logic in just 5–8 weeks.

Does your Travel Rule integration reduce false flags?

Radio-metric chain scoring cuts false positives by ~40%, based on VASP POC feedback.

Does your Travel Rule integration reduce false flags?

Radio-metric chain scoring cuts false positives by ~40%, based on VASP POC feedback.

Are Indian integrations ready out-of-the-box?

Yes. Use our Crypto → INR connector to flag 98% of non-compliant credits and generate STR templates instantly, aligning with FIU requirements.

Are Indian integrations ready out-of-the-box?

Yes. Use our Crypto → INR connector to flag 98% of non-compliant credits and generate STR templates instantly, aligning with FIU requirements.

How do we prove compliance in audit?

Your audit-ready evidence packs auto-compile with chain risk notes, attestation logs, and Finprom signoffs, accessible live via dashboards.

How do we prove compliance in audit?

Your audit-ready evidence packs auto-compile with chain risk notes, attestation logs, and Finprom signoffs, accessible live via dashboards.

Ready to work smarter?

If you're looking to save time and focus on what really matters, Settl X is here for you.

© 2025. All rights reserved.

Ready to work smarter?

If you're looking to save time and focus on what really matters, Settl X is here for you.

© 2025. All rights reserved.

Ready to work smarter?

If you're looking to save time and focus on what really matters, Settl X is here for you.

© 2025. All rights reserved.